CERTIFICATES OF DEPOSIT

Personal Certificate of Deposit

With an Evergreen State Bank Certificate of Deposit, you enjoy a guaranteed interest yield, a variety of terms and insured safety. 

ElderCare Certificate of Deposit

Our ElderCare certificate allows you easy access to your money in the event you need nursing home care. Once a month, you can make a no-penalty withdrawal for short or long-term nursing home care. This twelve month* certificate offers a guaranteed interest yield and insured safety.

*CD specials do not apply

Coverdell Education Savings Account

With a Coverdell Education Savings Account (ESA), parents and grandparents can help their children or grandchildren set money aside for college expense.

This account can be opened at any time and you can set aside up to $2,000 per year for each beneficiary.  A beneficiary is someone who is under age 18 or is a special needs beneficiary.

Contributions to a Coverdell ESA are not deductible, but amounts deposited in the account grow tax free until distributed. The beneficiary will not owe tax on the distributions if they are less than a beneficiary’s qualified education expenses at an eligible institution. This benefit applies to higher education expenses as well as to elementary and secondary education expenses.

For more information on how a Coverdell Education Savings Account can benefit your children or grandchildren, please visit with one of our Personal Bankers.

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