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Deposit Rates

The interest rate and annual percentage yield displayed are current as of ------ May 8, 2008.

Checking With Interest
Account Type Minimum Balance Interest Rate Annual Percentage Yield
Premium Checking $.01 0.20% 0.20%
Priority Plus Checking $.01 0.20% 0.20%
Advantage Checking $.01 0.20% 0.20%
At our discretion, we may change the interest rate for your account at any time.

Fees may reduce earnings on the account.

For additional payment and calculation information, click here.

Additional account disclosure information is provided upon request. For current interest rate and annual percentage yield information contact a Personal Banker or call (608) 873-6681.


Consumer Savings
Account Type Minimum Balance Interest Rate Annual Percentage Yield
Statement Savings $.01 0.40% 0.40%
Premium Money Market $.01 - $9,999.99 0.50% 0.50%
$10,000.00 - 24,999.99 1.83% 1.85%
$25,000.00 and greater 1.98% 2.00%
Christmas Club $.01 2.00% 2.00%
First Step Savings $.01 0.40% 0.40%
Step Ahead Savings $.01 0.40% 0.40%
At our discretion, we may change the interest rate for your account at any time.

Fees may reduce earnings on the account.

For additional payment and calculation information, click here.

Additional account disclosure information is provided upon request. For current interest rate and annual percentage yield information contact a Personal Banker or call (608) 873-6681.


Certificates of Deposit
Type Minimum Balance Interest Rate Annual Percentage Yield
91 Day Certificate $1,000 2.28% 2.30%
182 Day Certificate $1,000 2.43% 2.45%
12 Month Certificate $1,000 2.60% 2.60%
18 Month Certificate $1,000 2.60% 2.60%
24 Month Certificate $1,000 2.75% 2.75%
30 Month Certificate $1,000 2.75% 2.75%
36 Month Certificate $1,000 3.10% 3.10%
48 Month Certificate $1,000 3.20% 3.20%
60 Month Certificate $1,000 3.25% 3.25%
New Money Special ------- 24 Month Certificate $5,000.00 3.50% 3.50%
Relationship Special -------- 9 Month Certificate $5,000.00** 2.84% 2.85%
**In-Person Visit Needed

There may be a penalty for early withdrawal.
For additional payment and calculation information, click here.

Additional account disclosure information is provided upon request. For current interest rate and annual percentage yield information contact a Personal Banker or call (608) 873-6681.


IRA Account
Terms for IRA accounts are the same as Certificates of Deposit terms.
For more information regarding IRA's click here.

Additional account disclosure information is provided upon request. For current interest rate and annual percentage yield information contact a Personal Banker or call (608) 873-6681.